Terms of Service

These Terms of Service ("Terms") govern your access to and use of the services provided by Huntington Analytics ("we," "us," or "our"). By accessing or using our services, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use our services.

1. Acceptance of Terms

By accessing and using the services provided by Huntington Analytics, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service, as well as our Privacy Policy. These Terms constitute a legally binding agreement between you and Huntington Analytics.

We reserve the right to modify these Terms at any time. We will notify you of any material changes by posting the updated Terms on our website and updating the "Last Updated" date. Your continued use of our services after such modifications constitutes your acceptance of the updated Terms.

2. Description of Services

Huntington Analytics provides data analytics consulting services, including but not limited to:

• AI-powered data analysis and insights generation
• Data integration and warehouse solutions
• Predictive analytics and forecasting
• Custom analytics consulting and strategic planning
• Dashboard development and reporting solutions

The specific services provided to you will be outlined in a separate service agreement or statement of work. We reserve the right to modify, suspend, or discontinue any aspect of our services at any time, with or without notice.

3. User Responsibilities

As a user of our services, you agree to:

• Provide accurate, complete, and timely information necessary for us to perform our services
• Maintain the security and confidentiality of any login credentials or access information we provide
• Ensure you have the necessary rights and permissions to share any data you provide to us
• Use our services only for lawful purposes and in accordance with these Terms
• Notify us immediately of any unauthorized use of your account or any security breach
• Comply with all applicable local, state, federal, and international laws and regulations

You are responsible for all activity that occurs under your account and for maintaining the confidentiality of your account information.

4. Payment Terms

Payment terms will be specified in your individual service agreement or invoice. General payment terms include:

• Fees: All fees are quoted in U.S. dollars and are exclusive of applicable taxes unless otherwise stated
• Payment Schedule: Payment is due according to the schedule outlined in your service agreement, typically within 30 days of invoice date
• Late Payment: Late payments may be subject to a late fee of 1.5% per month (or the maximum permitted by law, whichever is less)
• Refunds: Unless otherwise specified in your service agreement, fees paid are non-refundable
• Suspension: We reserve the right to suspend services for non-payment until all outstanding amounts are paid in full

You are responsible for providing accurate billing information and promptly updating it if changes occur. All fees are exclusive of applicable federal, state, or local taxes, which you are responsible for paying.

5. Intellectual Property

5.1 Our Intellectual Property

All content, materials, methodologies, software, tools, templates, and deliverables created by Huntington Analytics(excluding your confidential data) remain our exclusive intellectual property. This includes but is not limited to our analytical methodologies, proprietary algorithms, reports templates, and software tools.

5.2 Your Data and Content

You retain all ownership rights to your data and business information. By providing us with your data, you grant us a limited, non-exclusive license to use, process, and analyze your data solely for the purpose of providing our services to you.

5.3 Deliverables

Upon full payment for services rendered, you receive a non-exclusive, non-transferable license to use the reports, dashboards, and other deliverables we create specifically for you. This license is for your internal business use only and does not include the right to modify, reproduce, or distribute our work without prior written consent.

6. Confidentiality

We recognize that in the course of providing our services, we may have access to your confidential business information, proprietary data, and trade secrets ("Confidential Information").

6.1 Our Obligations

We agree to:

• Maintain the confidentiality of your Confidential Information
• Use your Confidential Information solely for the purpose of providing services to you
• Implement reasonable security measures to protect your Confidential Information
• Not disclose your Confidential Information to third parties without your prior written consent, except as required by law or to perform our services
• Return or destroy your Confidential Information upon termination of services, as requested

6.2 Exceptions

Our confidentiality obligations do not apply to information that: (a) is or becomes publicly available through no breach of these Terms; (b) was lawfully in our possession prior to disclosure; (c) is independently developed by us without use of your Confidential Information; or (d) is required to be disclosed by law or court order.

7. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, HUNTINGTON ANALYTICS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, REVENUE, DATA, OR BUSINESS OPPORTUNITIES ARISING OUT OF OR RELATING TO THESE TERMS OR OUR SERVICES.

Our total aggregate liability for any claims arising out of or relating to these Terms or our services shall not exceed the total amount paid by you to us in the twelve (12) months preceding the event giving rise to the claim.

We provide our services on an "as is" and "as available" basis. While we strive to provide accurate and valuable insights, we make no warranties or representations regarding the accuracy, completeness, or reliability of our analyses or recommendations. You acknowledge that business decisions based on our insights are made at your own risk.

Some jurisdictions do not allow the exclusion or limitation of certain warranties or liabilities, so some of the above limitations may not apply to you. In such cases, our liability will be limited to the greatest extent permitted by applicable law.

8. Termination

8.1 Termination by Either Party

Either party may terminate the service agreement with written notice as specified in your individual service agreement, typically requiring 30 days' advance notice.

8.2 Termination for Cause

We may terminate your access to our services immediately if:

• You breach any material term of these Terms
• You fail to pay any amounts due within 60 days
• You engage in fraudulent, illegal, or abusive conduct
• Continuation of services would violate applicable law or expose us to legal liability

8.3 Effect of Termination

Upon termination: (a) you must pay all outstanding fees for services provided through the termination date; (b) we will cease providing services; (c) we will return or destroy your Confidential Information as requested; and (d) any provisions of these Terms that by their nature should survive termination (including confidentiality, intellectual property, limitation of liability, and governing law provisions) will continue in effect.

9. Governing Law and Dispute Resolution

9.1 Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of West Virginia, without regard to its conflict of law provisions. Any legal action or proceeding arising out of or relating to these Terms shall be brought exclusively in the state or federal courts located in Cabell County, West Virginia, and you consent to the personal jurisdiction of such courts.

9.2 Dispute Resolution

Before filing any legal action, we encourage you to contact us to seek an informal resolution. We are committed to working with you in good faith to resolve any disputes amicably.

9.3 Class Action Waiver

You and Huntington Analytics agree that any dispute resolution proceedings will be conducted only on an individual basis and not in a class, consolidated, or representative action. Neither you nor we may participate in a class action or class-wide arbitration.

10. General Provisions

10.1 Entire Agreement

These Terms, together with any service agreements, statements of work, and our Privacy Policy, constitute the entire agreement between you and Huntington Analytics regarding our services and supersede all prior agreements and understandings.

10.2 Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary so that these Terms will otherwise remain in full force and effect.

10.3 Waiver

No waiver of any term or condition of these Terms shall be deemed a further or continuing waiver of such term or condition or any other term or condition. Any failure to assert a right under these Terms shall not constitute a waiver of such right.

10.4 Assignment

You may not assign or transfer these Terms or your rights and obligations hereunder without our prior written consent. We may assign these Terms or our rights and obligations at our sole discretion.

10.5 Force Majeure

Neither party shall be liable for any failure or delay in performance due to circumstances beyond its reasonable control, including but not limited to acts of God, war, terrorism, riots, embargoes, acts of civil or military authorities, fire, floods, accidents, pandemics, strikes, or shortages of transportation facilities, fuel, energy, labor, or materials.

11. Contact Information

If you have any questions, concerns, or complaints regarding these Terms of Service, please contact us at:

We will make every effort to respond to your inquiry within 2 business days.